Products vary from time to time but generally, depending on the Lender, BDP can offer your clients:-

• Full spectrum of adverse catered for, from near Prime to Heavy Adverse
• Income multiples up to 5 + 1 or 3.5 joint
• No minimum trading period for self-certification
• Arrears ignored that occurred over 12 months ago
• Vendor and Builder deposits
• Flats over any commercial
• Let to Buy - no proof of rental income required
• No Higher Lending Charge
• Fixed & discount options with no overhang and competitive pricing
• True self-certification up to 80% LTV
• No maximum floor for high rise flats
• Wide range of non-traditional construction accepted
• Satisfied CCJs are ignored
• No maximum age
• First Time Buyers accepted on most products
• Right To Buy lending against Open Market Property Value
• Right To Buy remortgage in pre-emption - no waiting period

Criteria may change without notice